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Insurance Coverage

We're expanding! My Pelvic Therapy is now an in-network provider for Blue Choice Network, in addition to Blue Cross Blue Shield of IL PPO!

Blue Cross Blue Shield of IL insurance logo

Frequently Asked Questions
Insurance Coverage for Physical Therapy

1. How do I know if you are in-network for my BCBS plan?

It's easy! Go to and be sure to select your network from the dropdown menu. Then enter "My Pelvic Therapy" or "Angela Fishman" in the search box. If I am in-network for your plan, my information should come up in your search.


You can also log into your BCBS account (if you have an online account set up) and search for My Pelvic Therapy that way. 


Finally, you can call the number on the back of your insurance card and ask the customer service representative if My Pelvic Therapy is in-network for you.

2. Does BCBS cover physical therapy for pelvic floor problems?

Absolutely! Pelvic physical therapy is simply physical therapy for problems related to the pelvic floor muscles, so it is covered the same way that general physical therapy is covered. 

3. Will I have to pay a co-pay for each session?

The specifics of each BCBS plan can differ greatly from policy to policy. To find out the specific benefits of your plan, call the number on the back of your card and ask "what are my physical therapy benefits?". The customer service representative will explain to you what costs you can expect to pay. 

4. What if I have a different insurance?

At this time, I am out-of-network for all other insurances. However, If your insurance plan includes out-of-network benefits, you can submit claims for each of your PT sessions to pursue possible reimbursement.


Using an FSA (flexible spending account) or HSA (health savings account) is also a great way to pay for your therapy.


Finally, you can save money by purchasing a package of visits💰

5. You're in my network, but is virtual Physical Therapy effective? Don't I need to see someone in person for PT?

Research (and patient testimonials :) show that virtual physical therapy is as effective as in-person PT!


Many assume that physical presence is required for PT, but technology has bridged that gap. Through detailed video assessments and interactive exercises, virtual PT provides the same level of detailed care as in-person visits. This means that even without being physically present, I can effectively diagnose, treat and manage your condition, ensuring your progress and success. 


Here’s how it works and why it’s a great option:

Personalized Assessments & Treatments: Just like in-person sessions, virtual physical therapy begins with a comprehensive assessment, via video call. This allows me to listen to your concerns and observe your movements in real-time. Based on this, we tailor exercises and strategies specifically to your needs.

Flexibility & Convenience: Virtual sessions can be done from the comfort of your home at times that suit your schedule. This flexibility makes it easier to attend your PT sessions, and better attendance means better outcomes.

Real-Time Guidance and Feedback: Through video technology, I provide immediate feedback and corrections on your technique, ensuring you perform exercises safely and effectively.

Virtual physical therapy is a highly adaptable and effective approach, particularly for pelvic health. It ensures that you receive expert care tailored specifically to your needs, without the geographical and time constraints of traditional therapy. Try it out and experience the benefits for yourself!



👉 No prescription or referral needed to start PT

👉 No prior authorization needed (for most PPO policies)

👉 All BCBS claims submitted electronically for you

👉 Covers telehealth physical therapy

👉 No waiting list (and no waiting room :)

Wondering if physical therapy can help?

Sign up for a free consultation below and I'll let you know!

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